Retirement,Superannuation

Super! Contributions cap increased in 2015

30 Dec , 2014  

Pot-Plant-Watering

Do you want to contribute more to super? Well, now you can! For the first time in five years, for people under 50, the caps that regulate the amount you can contribute to super (on a concessionally taxed basis) has increased. That is, if you are under 50 from 1 July 2014, you can contribute […]

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Personal Finance,Retirement,Social Security & Centrelink

Tips On How To Deal With Centrelink

30 Dec , 2014  

Aged-Pension-Centrelink-Advice

Have you ever had to deal with Centrelink? For yourself, or a family member? I once had a client tell me she would pay me $10,000 if she never had to go to Centrelink again. Considering she was on an Age Pension, this is quite a statement. Luckily it doesn’t cost that much for this […]

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Small Business,Tax

The Best Tax Structure For Your Small Business

28 Dec , 2014  

Small-Business-Tax-Structure

This is a complex area, because there are many forms that a trust can take. So I wanted to give you a basic overview of trusts and the family trust in particular. A family trust can be very useful for running a small business, or having your investment portfolio including real estate investments in the […]

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Investing,Portfolio Management,Shares

November Share Market Update

14 Dec , 2014  

Crude-Oil-ProAdviser-November-Share-Market-Report

November was a tough month for the Australian share market, with the market down 207 points or 3.8% to close at 5,278 points. For the financial year to date, our market has tracked sideways, down 1.6% for the financial year in capital terms and up 0.3% when dividends are included. Significant weakness in the oil […]

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Investing,Mortgages & Loans,Personal Finance,Property

How Do I Get A Property Loan?

11 Dec , 2014  

First-Home-Mortgage-ProAdviser

With interest rates at historical lows and subdued growth from the Australian stock market many Australians are turning to property as an investment alternative. If you are a first timer in the property market, have a look at this post. 

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Investing,Mortgages & Loans,Personal Finance,Property

Rates are on hold, what does that mean for you in 2015?

9 Dec , 2014  

Rate-On-Hold-Glen-ProAdviser

Chances are, by now, you would’ve caught wind of The Reserve Bank of Australia’s decision to once again leave rates on-hold. At the conclusion of its November Board meeting, Reserve Bank governor Glenn Stevens confirmed the cash rate would remain unchanged at 2.5 per cent. “The most prudent course is likely to be a period […]

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Personal Finance,Small Business,Tax

Supercharge Your Business in 2015

9 Dec , 2014  

Child-On-Phone-Working

Coming into Christmas it is common to look at the New Year as a business reset, or at least an opportunity to sit back and reflect on what has transpired and plan for the future. Many choose to throw away what wasn’t working last year; take a few days’ break and then charge into 2015 […]

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Investing,Property,Retirement,Self Managed Super Funds (SMSF)

Why Buy Property Through An SMSF?

4 Dec , 2014  

WKH-Banner3

Residential Property is a very popular topic and we look at this asset class for Self-Managed Super Funds (SMSFs). Many investors really like the fact that they can bring their experience in property investment to their SMSF. In the first video of the series, James Dunn explains the appeal of this type of investment such […]

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Cashflow & Budgeting,Investing,Personal Finance,Property

The Hidden Cost Of Changing Your Address

2 Dec , 2014  

Hidden-Hide-And-Seek-ProAdviser

There’s a very good reason for trying to buy the best, most suitable property that you can afford to buy – suitable for you now and suitable for you in the short to medium term future. Money. It costs a lot to change address, and I’m not talking mail redirection fees! Imagine this example: Young […]

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Investing,Portfolio Management,Shares

How To Create A Financial Crisis?

1 Dec , 2014   Video

Credit-Crisis-Burn-Money-Advice-Blog

In the 21st century a robust and modern economy depends on credit. Consumers and businesses need to borrow from one another to continue doing what they do best. You probably have a car loan, mortgage or even a credit card which are all forms of credit. Even if you pay your credit card off in every […]

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