Legal,Trusts, Wills & Estates

All About Testamentary Discretionary Trusts

30 Jan , 2015  

Concentrated mature couple with bills and calculator at home

A testamentary trust is technically any trust (click here to read my last article which explains trusts) that arises after you die, based on your Will. It could be a minor’s trust, a life interest, or a more complex trust that could benefit your children throughout their lives. But when you hear people talk about “testamentary trusts”, […]

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Personal Finance

How do you find a GOOD Financial Planner?

30 Jan , 2015  

Great-Financial-PLanner

There is a lot going on in the Financial Planning Industry at the moment. Legislative changes, enforceable undertakings, and investigations. And then quietly on the side, an impressive number of great planners going about their daily tasks to help people achieve a secure financial future. I did a radio interview the other day, where the […]

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Investing,Mortgages & Loans,Personal Finance,Property

Your credit card will cost you $80,000

30 Jan , 2015  

woman cutting credit card

In testing your “capacity to repay” a loan, literally how much you can afford to borrow, lenders look at many, many factors – one of which is your other liabilities and credit cards play a big and variable part in this. Most of us have one or two of these brilliant tools – excellent for […]

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Investing,Mortgages & Loans,Personal Finance,Property

Is A Fixed Or Variable Rate Mortgage Best For You?

23 Jan , 2015  

happy young couple relax at home

With 2015 underway, and an increasing number of experts forecasting that the Reserve Bank will cut the official cash rate again later this year, many consumers are re-considering their home loan options and whether a fixed or variable rate home loan is right for their needs. In fact, according to the latest national home loan […]

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Investing,Portfolio Management,Shares

Australian Economic Update

22 Jan , 2015  

Wall-Street-Bull-Economic-Update-ProAdviser-Blog

While the outlook for Australian economic growth has stagnated recently, the outlook for the US remains positive. The high unemployment rate continues in Europe where slow GDP growth is expected. In the UK, the outlook is more promising. Australia — the iron ore free kick has gone The recent fall in the price of iron […]

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Investing,Portfolio Management,Shares

How Do The Professionals Invest?

6 Jan , 2015  

Billionaire Warren Buffett, CEO and chai

Making profits in the stock market is not about luck. It is about having a structured and methodical approach to making investments decisions. This blog post explains the key method that financial advisors, investment managers and professional investors use to structure high performing portfolios.    

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