Legal,Trusts, Wills & Estates

Your Estate Planning Challenges

31 Mar , 2015  

Estate-Planning-Attorney

Enduring power of attorney – who can you trust? An enduring power of attorney is an extremely powerful legal document, so it’s not only important to have one but even more important to appoint the right person(s) for the job. An enduring power of attorney allows you to appoint someone you trust to make legal […]

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Legal,Trusts, Wills & Estates

Appointing an Executor of Your Will and Trustee of Your Estate

31 Mar , 2015  

Executor-Role-ProAdviser

An executor is the person you appoint in your Will to administer your estate after you die. They are also known as your legal personal representative, and their role converts to the trustee of your estate, particularly if any of your estate is to be held for a beneficiary. It is very important who you […]

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Legal,Trusts, Wills & Estates

Is Estate Planning Just For The Elderly

23 Mar , 2015  

Old-People-Lawn-Bowls

This is a very easy question to answer – NO, Estate Planning is for everyone. A good Estate Plan requires the involvement of skilled legal, accounting and financial specialists, to ensure that the right assets end up in the right hands at the right time. Estate Planning does not just mean you have to have […]

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Personal Insurance

How Insurance Can Keep Your Family Safe

22 Mar , 2015  

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When it’s time to get your financial house is order, people are often hesitant as it isn’t the most exciting activity to spend time on. Yet when you do, it will make the world of difference for you and your family. So there are simple steps to take to make sure the process rounds smoothly, […]

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Personal Finance,Tips & Tricks

Financial Planning Foundations: Accumulate An Emergency Fund

22 Mar , 2015  

pexels-photo-25509

Life is full of unexpected moments, and some of those happen to be emergencies, like unemployment, a stolen computer, or a mugging on the street. But these events don’t necessarily need to leave you in despair. By setting-up an emergency fund and adding to it regularly, it will offer you peace of mind if you […]

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Personal Finance,Personal Insurance

On a Perfect Day….

22 Mar , 2015   Video

John Maher advocates the importance of having Income Protection Insurance through a Financial Adviser, after his own experience of suffering a head trauma from a car accident.

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Retirement,Social Security & Centrelink

What Do The New Aged Care Reforms Mean To You

11 Mar , 2015  

aged-care-reforms

The ‘Living Longer, Living Better’ aged care reforms began on 1 July 2014. It is important to note that the new rules only apply to individuals who enter residential aged care on or after 1 July 2014, as existing residents will be grandfathered under the previous rules. The major changes are summarised in the table […]

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Mortgages & Loans,Personal Finance

Is Your Banker Just Like A Used Car Dealer?

11 Mar , 2015  

Used-Car-Sales-Guy-Dealer

There’s a phenomenon in car buying that says if you walk onto the lot they’ve almost got you. Most car dealers will consider you pretty much sold – and they don’t have to work too hard to get you to buy. Its reflected in the deal you’re offered. If you understand this, and the way […]

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Retirement,Self Managed Super Funds (SMSF)

What Are The Basics of A SMSF

11 Mar , 2015  

Simple-SMSF

Self Managed Superannuation is a rapidly growing industry with more than 470,000 SMSF’s currently in existence. Many Australian’s see that establishing a SMSF as the next logical step in their retirement plan once they have accumulated a reasonable sized nest egg. But, the laws and regulations associated with Self Managed Superannuation are tricky and ever-changing making […]

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Legal,Tax,Trusts, Wills & Estates

Death & Taxes: The Absolute Guarantees in Life

1 Mar , 2015  

Tax-Help

Death and taxes: often described as the two absolute certainties in life. But what happens when you die, and what taxes are payable? For now, in Australia, there is no death duty or tax payable when someone dies. We are lucky, since in other countries their death duty is often a significant percentage of the […]

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Personal Finance,Personal Insurance

What The Great Personal Insurance Debate should REALLY be About

1 Mar , 2015  

Personal-Insurance-Grieving-Woman

Are the regulators and politicians missing the point about the current Insurance debate? I really think they are. The Insurance debate at the moment is focusing on the quality of Insurance Advice, which is a necessary part of providing a high level service to consumers, keeping us on our toes and keeping the profession robustly […]

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