Personal Insurance,Tips & Tricks

When Should You Consider Life Insurance

28 Nov , 2015  

red-car-vehicle-vintage

At different stages of life, there are some important times when you need to protect the things and people you love. Buying life insurance is one way of protection, and the first time you might consider insurance is when you buy a home. This is often a big transition in life, and it’s a place […]

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Personal Insurance,Tips & Tricks

How to Win This Travel Insurance Season

26 Nov , 2015  

travelling

We’re fast heading into the holiday season, and if you’re one of the many Australians looking for an overseas vacation, it’s recommended you start assessing your travel insurance options. The insurance market, like most financial services, has been heating up in 2015, meaning there’s both more chance of being lead astray and an increase of […]

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Investing,Mortgages & Loans,Property

Be Honest When Applying For A Home Loan

25 Nov , 2015  

city-street-house-broken

When you have found the home of your dreams, you don’t want any minor issues to get in the way of the final purchase. You may even be inclined to skew the truth a little bit in order to move your application process further along in hopes of securing that gorgeous house. However, in trying […]

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Investing,Personal Finance,Shares,Tips & Tricks

Here Are Some Basic Money Skills You Need To Know

22 Nov , 2015  

food-salad-restaurant-person

Some of us often go through the month without paying much attention to our expenses. Others pay attention to the expenses, but aren’t sure how to create a budget, or manage their money properly. However, there are simple measures you can take to ensure that you are saving money every month and cutting out any […]

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Investing,Personal Finance,Tips & Tricks

5 Essential Traits of Highly Successful Investors

22 Nov , 2015  

5 Essential Traits of Successful Investors

Warren Buffett, George Soros and Peter Lynch are all incredibly successful investors. But all of them had humble beginnings. So what exactly makes these investors the cream of the crop? In this article, we look specifically at the 5 essential traits that highly successful investors have in common.   Circle of Competence The first common […]

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Personal Finance,Property

Let’s Bust the Top 5 Myths of Property Investment

17 Nov , 2015  

top 5 myths of property inevsting

Australians love property. Anyone who bought a property in the last 20 years would likely have earned a handsome return. Property investment may be popular, but it is far from easy. In this article, we explore and then bust the top 5 myths of property investment in Australia.   All property will increase in value […]

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Investing,Personal Finance,Personal Insurance,Retirement,Superannuation,Trusts, Wills & Estates

5 Telltale Signs You’re Paying Too Much For Your Financial Planner

10 Nov , 2015  

Organize.

Financial planners or financial advisers can be invaluable when it comes to organising your financial life and helping you achieve your financial goals. We’ve known many cases where financial planners add significant value, especially when their clients have complex financial situations. You may have a self-managed-super-fund (SMSF), several investment properties, a family trust with a […]

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Personal Finance

7 Ways To Minimise Tax During Retirement

9 Nov , 2015  

taxes-tax-evasion-police-handcuffs

You probably feel like over the years you have paid enough taxes throughout your lifetime, and the last thing you want to do is end up paying more taxes in retirement.  There are some steps you can take now that will help improve your tax situation later, and a lot of it comes from smartly […]

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Legal,Retirement,Small Business

Business Succession – the Legal Basics

3 Nov , 2015  

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Business succession planning is about planning for the future. It is about making sure that your family and employees won’t be left in the lurch is something happens to you. It is about planning for retirement, and planning for sudden illness, injury or death. It is about making sure your family will not be stressed […]

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Family & Divorce Law,Legal,Personal Finance

Family Trust Succession

3 Nov , 2015  

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I have written previously about the amount of wealth that the baby boomer generation has in small businesses in Australia, and that the transfer of that wealth will happen over the next 10 years as baby boomers retire. A significant number of family businesses are run in family discretionary trusts, so the control and succession […]

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Investing,Personal Finance,Property

Bubbling House Prices – Where To From Here

2 Nov , 2015  

bubble-property

Reports of record-breaking sale prices, high auction clearance rates and Glenn Stevens, governor of the Reserve Bank of Australia (RBA), talking of ‘crazy’ house prices has greatly inflated the housing bubble debate. House prices are one of the most popular economic topics because many people have an opinion — either they are renting and waiting […]

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