Investing,Personal Finance,Shares

Lego Sets Officially Better Investment Than Shares

2 Sep , 2015  

lego set

When I was growing up, Lego sets were my favourite pass time. As a kid, I spent hours upon hours playing with those little building blocks of plastic. Lego sets may look like no more than popular children’s toy, but as an investment, over the past 15 years they have outperformed the stock market, bank […]

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Cashflow & Budgeting,Growth Hacks,Investing

What Makes a Music Video: Creativity vs. Cash at the VMAs

26 Aug , 2015  

creativity vs cash (1)

With MTV’s Video Music Awards (VMAs) coming up this Sunday it’s time for us to look at what makes some music videos so successful. Does investing more money lead to success? Or is it about creativity and innovation? Let’s break some of the music videos in contention for awards this weekend to work out what […]

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Cashflow & Budgeting,Investing,Personal Finance,Tax,Tips & Tricks

7 Wealth Building Strategies For the High Income Earner

19 Aug , 2015  

7 wealth Buildng strategies

In today’s consumerist society, everyone wants to be wealthy. Anyone you speak to would say yes to being able to live a luxurious lifestyle where they can afford an abundance of materialistic belongings. However, to accumulate the wealth to live lavishly is not an easy feat. Even if you are currently earning a high income, […]

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Investing,Mortgages & Loans,Personal Finance,Property

13 Hacks To Help You Win At An Auction

27 Jul , 2015  

Barbeque

Auctions are a great method of snagging a property for a bargain price. However, actually winning an auction is not as easy as it seems. If you’ve ever watched an auction on television, it seems like a fun and vibrant event. Dozens of people all trying to outbid each other to win the property. To […]

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Investing,Personal Finance,Retirement

7 Ways To Kick Start Your Retirement Plan

13 Jul , 2015  

Kick-Start-Retirement

Take a Fresh Look at Your Retirement Plan There are usually numerous investment options for retirement accounts, so you want to make sure that you’re taking advantage of the right ones for your current situation. Ideally, you should have a mix of investments (called an “asset allocation”) that not only matches your attitude toward risk, […]

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Investing,Personal Finance,Superannuation

Challenge of Change – the 2015 Intergenerational Report

12 Jul , 2015  

IRREPROT

Every five years, the Treasurer releases the Intergenerational Report (IGR) which provides a snapshot analysis of how Australia is tracking now and how it will be in 40 years’ time. The IGR is important to the Government’s policy agenda, because it provides the evidential basis for reform. This is the fourth IGR published since 2002 […]

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Investing,Mortgages & Loans,Personal Finance

Want to invest in property? Watch out for these lending changes

1 Jul , 2015  

imprudent-investment-lending

Right now there are huge changes in investment lending, and, I believe it’s a knee jerk overreaction. Massive. Ridiculous. An under considered impediment to would be investors and home owners – that’s right, home owners as well as investors. My opinion only but I stand by it. Full disclosure. I do not have a degree […]

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Investing,Property

How To Purchase A New Home

21 May , 2015  

love-pen-bed-drinking

Buying a home is a serious investment, and it requires a lot of prior knowledge and research to form the best decision. It is recommended that you plan for five years before buying a property, while accruing more knowledge, and hopefully more financial resources. In the planning process, you will want to look at particular […]

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Investing,Mortgages & Loans,Personal Finance,Property

I am a property investor. Should I split my investment loans?

8 Apr , 2015  

Penthouse 1

If you’re a property investor, or you own multiple homes (perhaps a holiday house up the coast – go you!) you may have a number of loans which amount to a reasonable balance, and you wonder if you should have them all together or not. I say a resounding No! Lets look at this. It used […]

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Investing,Personal Finance,Portfolio Management,Shares

ETFs, ADRs, GDRs,……and you thought you only could buy shares on the stock market

28 Feb , 2015  

Simple-Wall-Street-Background

Hey guys, I am Nick van den Berg writing today’s guest post. I am the co founder of Simply Wall St, a visual investing platform making the stock market more accessible for beginners and veterans alike.  Gone are the days where just simply ‘stocks’ are listed on the share market, a somewhat bewildering array of different […]

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Investing,Mortgages & Loans,Personal Finance,Property

What To Do When Rates Are Low?

7 Feb , 2015  

Low-Rates-Buy-Home

The Reserve Bank of Australia’s bold move to cut the official cash rate was this week’s big news. After growing speculation of a rate cut, the Reserve Bank reduced the official cash rate by 25 basis points to a new record low of 2.25 per cent. With the cost of borrowing now more affordable than […]

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Investing,Mortgages & Loans,Personal Finance,Property

Your credit card will cost you $80,000

30 Jan , 2015  

woman cutting credit card

In testing your “capacity to repay” a loan, literally how much you can afford to borrow, lenders look at many, many factors – one of which is your other liabilities and credit cards play a big and variable part in this. Most of us have one or two of these brilliant tools – excellent for […]

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