Investing,Mortgages & Loans,Property

What Are The Pros And Cons of Negative Gearing

22 Mar , 2016  

time-watch-theme-machines-gears

Within Australia, property investment has become very popular as these investments have been giving reliable long-term returns, increasing capital growth over 5% a year in different state capitals over the past ten years. Rent returns have also been substantial, at 3.4% for houses and 4.3% for flats. As you can see, investors have been receiving […]

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Mortgages & Loans,Personal Finance

How To Make A Fixed Rate Home Loan Work For You

18 Feb , 2016  

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On the back of lenders’ decision to independently raise variable rate home loans last October and growing uncertainty around what the RBA will do with the official cash rate this year, there has been a resurgence of demand for fixed rates among mortgage holders. If you want a little extra security when it comes to […]

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Mortgages & Loans,Personal Finance,Portfolio Management,Property

February Market Update

7 Feb , 2016  

market update

We’re already in February (where did 2015 go?) and the economy is already looking a little unsettled. Admittedly, it can be quite a struggle to wrap your head around the changing marketplace, but that’s exactly why we’ve created this wrap-up. Let’s have a look at the key recent changes in the property market.   Speculation […]

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Conveyancing,Mortgages & Loans,Personal Finance,Property,Tips & Tricks

Australian Property Tip: How To Buy A House [INFOGRAPHIC]

2 Dec , 2015  

How To Buy A House [INFOGRAPHIC]

Buying a house can be a daunting,complex and often frustrating experience – and that’s for people who’ve done it before! The first homebuyer can often feel completely at sea when faced with their first purchase. If you’re about to buy your first home or investment property you may feel like you’re on the brink of taking […]

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Investing,Mortgages & Loans,Property

Be Honest When Applying For A Home Loan

25 Nov , 2015  

city-street-house-broken

When you have found the home of your dreams, you don’t want any minor issues to get in the way of the final purchase. You may even be inclined to skew the truth a little bit in order to move your application process further along in hopes of securing that gorgeous house. However, in trying […]

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Mortgages & Loans,Personal Finance,Property

3 Signs You’re Not Ready to Buy Your First Home

15 Oct , 2015  

buying first home

Making the decision to buy your own home is very often the single biggest financial decision you will ever make. When you buy a home, you can expect many new responsibilities, both financial and emotional. Emotionally, this may be a signal into real adulthood where you decide to start a new family. Financially, you have […]

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Mortgages & Loans,Personal Finance,Property

Deciphering Common Property Terms

27 Sep , 2015  

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If you are investing in a property for the first time, a lot of the terms associated with the property sector can be quite confusing. If you would like to read on, hopefully some of these terms can be simplified enough to clarify any situation you might be in, and hopefully educate any future scenarios […]

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Investing,Mortgages & Loans,Personal Finance,Property

What Are The Costs Involved In Buying Property?

18 Sep , 2015  

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If you are looking to buy an investment property, it might be worth considering what kind of different costs there are as well the rewards. The costs include much more than just the interest repayments, so let’s take a look at what you may face with buying an investment property. When your property offer has […]

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Mortgages & Loans,Portfolio Management,Property

What Is Your Property Actually Worth?

12 Aug , 2015  

Property Worth

Valuations are an art form – not a science, thats for sure. At the very most basic a property is worth “that which a buyer is willing to pay,  and a vendor is willing to accept”. In other words – the sale price for an ‘on market’ (via a licensed real estate agent) transaction – presumably because […]

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Investing,Mortgages & Loans,Personal Finance,Property

13 Hacks To Help You Win At An Auction

27 Jul , 2015  

Barbeque

Auctions are a great method of snagging a property for a bargain price. However, actually winning an auction is not as easy as it seems. If you’ve ever watched an auction on television, it seems like a fun and vibrant event. Dozens of people all trying to outbid each other to win the property. To […]

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Mortgages & Loans,Property

What Do You Know About Your Home Loan?

2 Jul , 2015  

office-table-home-room

Few large investments offer such “customisable” opportunities as home ownership.  You may paint, decorate, remodel, and furnish it pretty much as you want.  A home loan can make it possible for you to fulfil one of your larger life dreams – owning your own home. But your home loan isn’t just about home buying power.  […]

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Investing,Mortgages & Loans,Personal Finance

Want to invest in property? Watch out for these lending changes

1 Jul , 2015  

imprudent-investment-lending

Right now there are huge changes in investment lending, and, I believe it’s a knee jerk overreaction. Massive. Ridiculous. An under considered impediment to would be investors and home owners – that’s right, home owners as well as investors. My opinion only but I stand by it. Full disclosure. I do not have a degree […]

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