Family & Divorce Law,Legal,Personal Finance

Family Trust Succession

3 Nov , 2015  

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I have written previously about the amount of wealth that the baby boomer generation has in small businesses in Australia, and that the transfer of that wealth will happen over the next 10 years as baby boomers retire. A significant number of family businesses are run in family discretionary trusts, so the control and succession […]

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Investing,Personal Finance,Property

Bubbling House Prices – Where To From Here

2 Nov , 2015  

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Reports of record-breaking sale prices, high auction clearance rates and Glenn Stevens, governor of the Reserve Bank of Australia (RBA), talking of ‘crazy’ house prices has greatly inflated the housing bubble debate. House prices are one of the most popular economic topics because many people have an opinion — either they are renting and waiting […]

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Investing,Personal Finance,Shares,Tips & Tricks

How to Start an Investment Portfolio For Less Than $5000?

31 Oct , 2015  

Start an investment portfolio for less than $5,000

You have a good job, stable income and you’re saving some money every month. You might be thinking to yourself – how do I start investing? The truth about investing is you don’t need tens of thousands of dollars to start. In fact, you can start buying shares for as little as $500. Moreover, online discount […]

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Personal Finance,Retirement,Tips & Tricks

4 Steps To Figure Out How Much You May Need In Retirement

29 Oct , 2015  

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You might have heard that you need to calculate how much money you will need in order to have a successful retirement. But how do you know what you’ll need?  Does anyone have a crystal ball to look into the future?  It’s actually easier than you might think to be scientific about planning for your […]

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Cashflow & Budgeting,Personal Finance

5 Proven Tips to Get Your Debt Under Control

26 Oct , 2015  

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Building wealth and achieving financial freedom should be a life goal for everybody. We might all want different lifestyles and seek fulfilment and happiness in different ways. But ultimately your financial security is the foundation on which you will seek those goals. Building wealth is for everyone, but before you take your first steps to […]

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Cashflow & Budgeting,Personal Finance,Tips & Tricks

Saving for Special Purchases or Saving Time

22 Oct , 2015  

For many people, the end goal of saving money is often for physical things like cars, houses, vacations, and designer clothes. Therefore many people interpret the practice of saving as something temporary: accumulating enough cash within a certain period of time to buy something or a service that will improve someone’s quality of life. It […]

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Investing,Personal Finance,Shares

Finding the Sweet Spot: Robo Advice and Active Management

20 Oct , 2015  

portfolio

Access to quality financial advice for the general public has always been a hot topic. In recent years, there seems to be two competing ideologies arising from the investment management space. On the one hand, you have more ‘traditional’ human advisers actively managing investment portfolios. On the other hand, you have a new breed of software […]

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Mortgages & Loans,Personal Finance,Property

3 Signs You’re Not Ready to Buy Your First Home

15 Oct , 2015  

buying first home

Making the decision to buy your own home is very often the single biggest financial decision you will ever make. When you buy a home, you can expect many new responsibilities, both financial and emotional. Emotionally, this may be a signal into real adulthood where you decide to start a new family. Financially, you have […]

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Personal Finance,Self Managed Super Funds (SMSF),Tax

What Are The Tax Benefits Of An SMSF?

12 Oct , 2015  

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There are some tax benefits to be realised from a self-managed superfund (SMSF) but it can be a little tricky to pull this off.  Still, it is possible to gain some tax advantages with your SMSF.  Let’s take a look at how. There are ways to set up your SMSF to give you tax credits, […]

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Investing,Personal Finance,Portfolio Management,Shares

Volatility In The Australian Share Market

2 Oct , 2015  

Volatility In The Australian Share Market

International share markets fall as uncertainty spikes Heightened concerns over the growth outlook for China proved to be the trigger for a collapse in international share markets during the September quarter. Financial markets were trading at stretched valuations, following years of near zero interest rates and quantitative easing, making the corrections sharper than they may […]

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Personal Finance

What You Need To Know About Asset Allocation

29 Sep , 2015  

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For those that are confused about what asset allocation is, it is the mix of stocks, bonds, and managed funds you want to hold. Choosing which ones you want to invest in can be a bit tricky though, as there are thousands to choose from. Even someone with experience investing may find it difficult, and […]

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Mortgages & Loans,Personal Finance,Property

Deciphering Common Property Terms

27 Sep , 2015  

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If you are investing in a property for the first time, a lot of the terms associated with the property sector can be quite confusing. If you would like to read on, hopefully some of these terms can be simplified enough to clarify any situation you might be in, and hopefully educate any future scenarios […]

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