With 2015 underway, and an increasing number of experts forecasting that the Reserve Bank will cut the official cash rate again later this year, many consumers are re-considering their home loan options and whether a fixed or variable rate home loan is right for their needs. In fact, according to the latest national home loan […]
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With interest rates at historical lows and subdued growth from the Australian stock market many Australians are turning to property as an investment alternative. If you are a first timer in the property market, have a look at this post.
Chances are, by now, you would’ve caught wind of The Reserve Bank of Australia’s decision to once again leave rates on-hold. At the conclusion of its November Board meeting, Reserve Bank governor Glenn Stevens confirmed the cash rate would remain unchanged at 2.5 per cent. “The most prudent course is likely to be a period […]
Residential Property is a very popular topic and we look at this asset class for Self-Managed Super Funds (SMSFs). Many investors really like the fact that they can bring their experience in property investment to their SMSF. In the first video of the series, James Dunn explains the appeal of this type of investment such […]
There’s a very good reason for trying to buy the best, most suitable property that you can afford to buy – suitable for you now and suitable for you in the short to medium term future. Money. It costs a lot to change address, and I’m not talking mail redirection fees! Imagine this example: Young […]
This is a brief tutorial to help parents prepare their children to purchase their first homes. Did you notice there is no mention of helping the children to buy their homes? That’s because this article focuses on some basic financial “life lessons” that you can share with your children to help them prepare to buy their own homes. […]
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Many Australians view owning rental property as a logical entrée to investing. It certainly can be a good start, or part of an ongoing investment program. Investing in property is often considered a “safe haven”, especially when compared with the more volatile stock market and other investments. But buying a property (in theory, just like buying […]
You are almost in possession of your new house. The seller of the house has accepted your offer and all that is required is the paperwork. Unfortunately, the bad news is that the paperwork is prone to land mines. Make sure that you do not become a victim of the common pitfalls that can cause the […]
Are you thinking about heading to an auction or open house this weekend? Before you sign on any dotted line, make sure you understand the processes involved in purchasing a property. The consequences of being unprepared can be time consuming and costly.
When selecting an investment property, investors need to be able to analyse a property through the eyes of a landlord and analyse at the facts and figures. To avoid buying a property based on emotions, check out this post for tools to help you make a winning purchase.