Retirement,Self Managed Super Funds (SMSF),Superannuation

Start An SMSF With The Right Intentions

27 Feb , 2016  

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Many people believe that starting their own SMSF will grant them greater returns in the long run, yet they have many questions. Questions range from how to start a SMSF, what balance you need to start with, how do you administer the fund, and how much administration for the fund costs. However, the most pertinent question […]

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Self Managed Super Funds (SMSF),Superannuation

What Can My SMSF Invest In?

5 Feb , 2016  

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Nowadays, many Australians are choosing to control more of their finances by creating a Self-Managed Superannuation Fund (SMSF) instead of totally relying on the investment decisions of the trustees of a fund. As an SMSF trustee, you have a wide range of choice when in comes to making investments such as direct investments (which include […]

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Personal Finance,Retirement,Superannuation

5 Steps You Must Take Within 5 Years of Retirement

28 Jan , 2016  

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If you are closing in on retirement, first of all, don’t panic.  Second, congratulations – you’ve worked hard to get here. When you are five years away from retiring, there are a few things you need to do to shore up your retirement planning.  Let’s look at five of those things and what you need […]

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Retirement,Self Managed Super Funds (SMSF),Superannuation

How To Manage Your Own Self Managed Super Fund (SMSF)

25 Dec , 2015  

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Would you like to have more control of your investments into your retirement account? Then perhaps appointing yourself as the trustee of a SMSF is the best option, leaving you with the decision-making power of your investments in relation to the fund. Yet with more power comes greater responsibility, and it is now your responsibility to […]

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Investing,Personal Finance,Personal Insurance,Retirement,Superannuation,Trusts, Wills & Estates

5 Telltale Signs You’re Paying Too Much For Your Financial Planner

10 Nov , 2015  

Organize.

Financial planners or financial advisers can be invaluable when it comes to organising your financial life and helping you achieve your financial goals. We’ve known many cases where financial planners add significant value, especially when their clients have complex financial situations. You may have a self-managed-super-fund (SMSF), several investment properties, a family trust with a […]

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Retirement,Self Managed Super Funds (SMSF),Superannuation

Things To Consider As An SMSF Trustee

6 Oct , 2015  

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Running your own SMSF takes a much more responsibility than belonging to a large super fund that is run by a institution, as with self-managing you are in charge of the decision making. This includes the administration, reporting, tax decisions, following regulations, and investment decisions. If you belong to a large super fund, someone else […]

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Investing,Personal Finance,Superannuation

Challenge of Change – the 2015 Intergenerational Report

12 Jul , 2015  

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Every five years, the Treasurer releases the Intergenerational Report (IGR) which provides a snapshot analysis of how Australia is tracking now and how it will be in 40 years’ time. The IGR is important to the Government’s policy agenda, because it provides the evidential basis for reform. This is the fourth IGR published since 2002 […]

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Personal Finance,Retirement,Superannuation

Top Financial Tips for a Happy Retirement

22 Jun , 2015  

retirement yoga

You’re at the stage now in your life and career where you’re contemplating how to plan for retirement. Retirement is an opportunity for you to cast away the stresses of working life, rest, rejuvenate and pursue new opportunities. In order to secure the happy retirement you deserve, what are the most important considerations, financial and […]

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Retirement,Self Managed Super Funds (SMSF),Superannuation,Trusts, Wills & Estates

Considerations For Your SMSF Estate Plan

28 May , 2015  

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In planning for your future, your SMSF will be a large part of it, so plan wisely while considering possible situations. Among those different situations, be prepared for the worst one, such as the death or illness of a spouse, however unpleasant it is to think of. Perhaps if one is more involved than the […]

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Retirement,Superannuation

Super! Contributions cap increased in 2015

30 Dec , 2014  

Pot-Plant-Watering

Do you want to contribute more to super? Well, now you can! For the first time in five years, for people under 50, the caps that regulate the amount you can contribute to super (on a concessionally taxed basis) has increased. That is, if you are under 50 from 1 July 2014, you can contribute […]

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Personal Finance,Personal Insurance,Retirement,Superannuation

Life Insurance Through Superannuation

4 Oct , 2014  

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Did you know that your employer’s default fund must offer a minimum level of Life Insurance? There are benefits to having insurance cover in super but it’s important to be aware of the detail. We look at how super funds typically have three types of insurance for members, the sort of conditions, to expect and […]

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