Investing,Personal Finance,Retirement,Tips & Tricks

Planning For Retirement in Your Fifties

18 Mar , 2016  

night-camera-lens-map

You might have had a well-meaning grandparent tell you in your 20s that you should start to save for retirement, but you were having too much fun to do that.  Then in your 30s you had a young family to care for and a house to buy, so your money was all spoken for.  But […]

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Investing,Personal Finance,Shares,Tips & Tricks

How To Establish An Investment Portfolio

28 Feb , 2016  

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If you are looking for a way to invest your money, why not consider building a share portfolio? The name itself may sound intimidating; however, there are plenty of tools to get you started into accelerating wealth creation. Depending on your investment goals and your knowledge of trading shares, your first step will be to […]

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Personal Finance,Retirement,Superannuation

5 Steps You Must Take Within 5 Years of Retirement

28 Jan , 2016  

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If you are closing in on retirement, first of all, don’t panic.  Second, congratulations – you’ve worked hard to get here. When you are five years away from retiring, there are a few things you need to do to shore up your retirement planning.  Let’s look at five of those things and what you need […]

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Retirement,Tips & Tricks

How To Have A Happy Retirement

13 Dec , 2015  

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It can be easy to feel down about retiring when you look at the crazy state of the world today.  You might have watched the amounts in your retirement accounts dwindle during the recession, and only recently have they started to climb back up again.  That might have had you worried. The good parts about […]

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Conveyancing,Mortgages & Loans,Personal Finance,Property,Tips & Tricks

Australian Property Tip: How To Buy A House [INFOGRAPHIC]

2 Dec , 2015  

How To Buy A House [INFOGRAPHIC]

Buying a house can be a daunting,complex and often frustrating experience – and that’s for people who’ve done it before! The first homebuyer can often feel completely at sea when faced with their first purchase. If you’re about to buy your first home or investment property you may feel like you’re on the brink of taking […]

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Investing,Personal Finance,Shares,Tips & Tricks

Here Are Some Basic Money Skills You Need To Know

22 Nov , 2015  

food-salad-restaurant-person

Some of us often go through the month without paying much attention to our expenses. Others pay attention to the expenses, but aren’t sure how to create a budget, or manage their money properly. However, there are simple measures you can take to ensure that you are saving money every month and cutting out any […]

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Personal Finance

7 Ways To Minimise Tax During Retirement

9 Nov , 2015  

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You probably feel like over the years you have paid enough taxes throughout your lifetime, and the last thing you want to do is end up paying more taxes in retirement.  There are some steps you can take now that will help improve your tax situation later, and a lot of it comes from smartly […]

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Cashflow & Budgeting,Personal Finance

5 Proven Tips to Get Your Debt Under Control

26 Oct , 2015  

bad debt

Building wealth and achieving financial freedom should be a life goal for everybody. We might all want different lifestyles and seek fulfilment and happiness in different ways. But ultimately your financial security is the foundation on which you will seek those goals. Building wealth is for everyone, but before you take your first steps to […]

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Investing,Personal Finance,Portfolio Management,Shares

Volatility In The Australian Share Market

2 Oct , 2015  

Volatility In The Australian Share Market

International share markets fall as uncertainty spikes Heightened concerns over the growth outlook for China proved to be the trigger for a collapse in international share markets during the September quarter. Financial markets were trading at stretched valuations, following years of near zero interest rates and quantitative easing, making the corrections sharper than they may […]

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Investing,Portfolio Management,Shares

China: Has the Dragon Ran Out Of Puff?

1 Oct , 2015  

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As China’s property market lost momentum in 2014, retail investors shifted their money to the share market, spurred on by the government. ‘China A shares’ are mainland-based, denominated in yuan and traded primarily by locals on the Shanghai and Shenzhen stock exchanges. A phenomenal rally in China A shares began in July last year, fuelled […]

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Social Security & Centrelink

Changes To The Pension Assets Test in 2017

7 Sep , 2015  

Pension-Home-Asset-Test

The law has been passed: from 1 January 2017, the Government will increase the Centrelink lower asset test thresholds (the assets test free area) and the withdrawal rate (the taper rate) at which pensions are reduced once that threshold is exceeded. The assets test free area is the amount of assets above which allowances are […]

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Legal,Trusts, Wills & Estates

Charitable Trusts v Gifts to Charity

7 Sep , 2015  

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Aussies give a lot to charity, and we’re proud of it. Giving to charity in your Will is a noble thing to do. Many charities rely on the bequests they get, and many well-known charitable trusts have been established by Wills. These include the Archibald Prize and the Miles Franklin Award. In addition, there are […]

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