Investing,Personal Finance,Retirement,Tips & Tricks

Planning For Retirement in Your Fifties

18 Mar , 2016  

night-camera-lens-map

You might have had a well-meaning grandparent tell you in your 20s that you should start to save for retirement, but you were having too much fun to do that.  Then in your 30s you had a young family to care for and a house to buy, so your money was all spoken for.  But […]

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Mortgages & Loans,Personal Finance,Property

3 Signs You’re Not Ready to Buy Your First Home

15 Oct , 2015  

buying first home

Making the decision to buy your own home is very often the single biggest financial decision you will ever make. When you buy a home, you can expect many new responsibilities, both financial and emotional. Emotionally, this may be a signal into real adulthood where you decide to start a new family. Financially, you have […]

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Cashflow & Budgeting,Investing,Personal Finance,Tax,Tips & Tricks

7 Wealth Building Strategies For the High Income Earner

19 Aug , 2015  

7 wealth Buildng strategies

In today’s consumerist society, everyone wants to be wealthy. Anyone you speak to would say yes to being able to live a luxurious lifestyle where they can afford an abundance of materialistic belongings. However, to accumulate the wealth to live lavishly is not an easy feat. Even if you are currently earning a high income, […]

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Cashflow & Budgeting,Personal Finance,Tips & Tricks

5 Important Money Lessons In Your 20s [Action Points]

3 Aug , 2015  

5-Money-Lessons

Your 20s may be a time of freedom. You just moved out of home, got a good job and enjoying all that life has to offer. The future is bright and optimistic and the joys of being fully independent can be exhilarating and daunting at the same time. Your 20s is the perfect time to […]

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Personal Finance

What will a good financial planner do for me?

26 May , 2015  

Good-Financial-PLanner

Financial Planning – What does it entail? Financial planning is the art of knowing your financial objectives, deciding when to spend your money and choosing what to use your money for.  Next, you should complete the process by making a financial strategy showing the actions and steps you will take to attain your objectives. If […]

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Retirement,Superannuation

Super! Contributions cap increased in 2015

30 Dec , 2014  

Pot-Plant-Watering

Do you want to contribute more to super? Well, now you can! For the first time in five years, for people under 50, the caps that regulate the amount you can contribute to super (on a concessionally taxed basis) has increased. That is, if you are under 50 from 1 July 2014, you can contribute […]

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Cashflow & Budgeting,Investing,Personal Finance,Property

Home Buying 101 for Your Children

22 Oct , 2014  

Children-Buying-Home-learning-proAdviser

This is a brief tutorial to help parents prepare their children to purchase their first homes. Did you notice there is no mention of helping the children to buy their homes? That’s because this article focuses on some basic financial “life lessons” that you can share with your children to help them prepare to buy their own homes. […]

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Personal Finance

Choosing Your Future Financial Planner

16 Oct , 2014  

choosing-the-right-financial-planner-fortune

An introductory meeting with a financial planner is all about questions.  The planner will ask you questions, and you should have a number of questions to ask the planner.  In fact, you will be interviewing the planner. First Impressions Your prospective financial planner will most likely be asking questions to gain insight as to the […]

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Personal Finance

How To Choose The Right Financial Planner

2 Oct , 2014  

Couple-meeting-with-advisor

Can working with a financial planner be a good investment for you?  People seek the guidance of a financial planner for various reasons – to help them maximise retirement funds, assess their current financial situation, create a management plan for a large inheritance or to plan for the financial future based on a recent major life […]

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Personal Finance

Financial Planning Is…

4 Sep , 2014  

Finance Planning Feature

When someone mentions financial planning, what are the first thoughts that come to mind? Too costly, not worthwhile, you don’t have enough to invest, there’s plenty of time to think about it later, or you can do it with online tools? Some of your perceptions may be accurate, and some of them may be more myth than fact. […]

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Retirement,Self Managed Super Funds (SMSF)

The Most Expensive Mistake Aussies Make

19 Mar , 2014  

Financial Mistakes on ProAdviser

It can be easy once you have put together your financial plan to just think it will run without any tinkering or adjusting over time. Nothing could be further from the truth. Since nothing in the financial markets stays the same year after year, your financial plan shouldn’t either. Plus, things change in your life and […]

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Cashflow & Budgeting,Personal Finance

Does Your New Years Resolution Include A Financial Plan?

2 Jan , 2014  

ProAdviser-NYE

The holiday season has come to an end; its time to pack up the Christmas lights for another year and have a dose of Berocca to recover from the New Years Eve celebrations. By now many of us are thinking about the year ahead, listing our resolutions.  Getting more healthy, involved in community projects and […]

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