Investing,Personal Finance,Shares

Is It Really All China’s Fault?

4 Mar , 2016  

china-night

The Australian market got off to a rocky start in 2016 and much of the blame was placed on China. A government devaluation of China’s currency, combined with a sharp decline of China’s share market, sent shock waves around international investment markets and triggered a belief that this was ‘proof’ of a ‘hard landing’ in […]

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Legal,Personal Finance,Trusts, Wills & Estates

Estate Planning in 2016

26 Jan , 2016  

family-3d

The start of the new year is the perfect time to think about the future and get your affairs in order particularly if your circumstances have changed. An estate plan helps you structure your financial affairs, not only for yourself during your lifetime but also for those dearest to you when you’re no longer here. […]

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Investing,Personal Finance,Portfolio Management,Tips & Tricks

Happy New Year?

24 Dec , 2015  

2015-HNYE

If amidst all the Christmas madness – Star Wars themed decorations, family visits and another helping of the rum pudding- you forgot about falling commodity prices, volatile markets and terrorist threats, well done you! Now it’s time to re-focus and plan ahead. One thing we can be certain about is that uncertainty is here to […]

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Investing,Personal Finance,Property

Bubbling House Prices – Where To From Here

2 Nov , 2015  

bubble-property

Reports of record-breaking sale prices, high auction clearance rates and Glenn Stevens, governor of the Reserve Bank of Australia (RBA), talking of ‘crazy’ house prices has greatly inflated the housing bubble debate. House prices are one of the most popular economic topics because many people have an opinion — either they are renting and waiting […]

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Investing,Personal Finance,Portfolio Management,Shares

Volatility In The Australian Share Market

2 Oct , 2015  

Volatility In The Australian Share Market

International share markets fall as uncertainty spikes Heightened concerns over the growth outlook for China proved to be the trigger for a collapse in international share markets during the September quarter. Financial markets were trading at stretched valuations, following years of near zero interest rates and quantitative easing, making the corrections sharper than they may […]

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Investing,Portfolio Management,Shares

China: Has the Dragon Ran Out Of Puff?

1 Oct , 2015  

Dragon_Investment_Fire

As China’s property market lost momentum in 2014, retail investors shifted their money to the share market, spurred on by the government. ‘China A shares’ are mainland-based, denominated in yuan and traded primarily by locals on the Shanghai and Shenzhen stock exchanges. A phenomenal rally in China A shares began in July last year, fuelled […]

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Social Security & Centrelink

Changes To The Pension Assets Test in 2017

7 Sep , 2015  

Pension-Home-Asset-Test

The law has been passed: from 1 January 2017, the Government will increase the Centrelink lower asset test thresholds (the assets test free area) and the withdrawal rate (the taper rate) at which pensions are reduced once that threshold is exceeded. The assets test free area is the amount of assets above which allowances are […]

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Investing,Personal Finance,Superannuation

Challenge of Change – the 2015 Intergenerational Report

12 Jul , 2015  

IRREPROT

Every five years, the Treasurer releases the Intergenerational Report (IGR) which provides a snapshot analysis of how Australia is tracking now and how it will be in 40 years’ time. The IGR is important to the Government’s policy agenda, because it provides the evidential basis for reform. This is the fourth IGR published since 2002 […]

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Personal Finance,Property

Do International Property Prices Affect The Australian Economy?

29 May , 2015  

Hong-Kong-Skyline-Best-vew

With many people having the majority of their wealth tied up in the value of their homes, house prices have a significant impact on an economy. While generally true globally, this is certainly the case here in Australia. As we have seen in recent years, the outlook for residential and investment property can have a […]

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Family & Divorce Law,Legal,Trusts, Wills & Estates

I have a blended family. Should I prepare an estate plan?

30 Apr , 2015  

Family-of-blenders

Did you know that one in three marriages ends in divorce? It’s really no surprise then, that the number of blended families in Australia is rising. A blended family (or a step family) is simply a family where one, or both, parents have children from a previous marriage. If you, or someone you know, are […]

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Legal,Trusts, Wills & Estates

Your Estate Planning Challenges

31 Mar , 2015  

Estate-Planning-Attorney

Enduring power of attorney – who can you trust? An enduring power of attorney is an extremely powerful legal document, so it’s not only important to have one but even more important to appoint the right person(s) for the job. An enduring power of attorney allows you to appoint someone you trust to make legal […]

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Retirement,Social Security & Centrelink

What Do The New Aged Care Reforms Mean To You

11 Mar , 2015  

aged-care-reforms

The ‘Living Longer, Living Better’ aged care reforms began on 1 July 2014. It is important to note that the new rules only apply to individuals who enter residential aged care on or after 1 July 2014, as existing residents will be grandfathered under the previous rules. The major changes are summarised in the table […]

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