Investing,Property

5 THINGS TO CONSIDER WHEN INVESTING IN PROPERTY

8 Dec , 2015  

property investment

It’s often said that property is one of our nation’s favourite pastimes and with property investment continuing to be one of the most popular ways to increase personal wealth among Australians, who can dispute that? Investing in property certainly has its advantages. Firstly, you’re getting a physical asset and with that a degree of comfort […]

, , , , , , , , , , , ,

Personal Insurance,Tips & Tricks

How to Win This Travel Insurance Season

26 Nov , 2015  

travelling

We’re fast heading into the holiday season, and if you’re one of the many Australians looking for an overseas vacation, it’s recommended you start assessing your travel insurance options. The insurance market, like most financial services, has been heating up in 2015, meaning there’s both more chance of being lead astray and an increase of […]

, , , , , , ,

Adviser Scope,Tips & Tricks

Sometimes referral partnerships fail – but why?

3 Jun , 2015  

referral fail

You obtained some solid referrals, but you found that some of those partnerships failed.  You wondered why that happened, but nothing concrete came to mind.  You thought you had treated your referrals kindly and with respect, like you should treat customers.  The trick with referrals is that they are not quite customers – yet.  They […]

,

Investing,Mortgages & Loans,Personal Finance,Property

Your credit card will cost you $80,000

30 Jan , 2015  

woman cutting credit card

In testing your “capacity to repay” a loan, literally how much you can afford to borrow, lenders look at many, many factors – one of which is your other liabilities and credit cards play a big and variable part in this. Most of us have one or two of these brilliant tools – excellent for […]

, , , , , , , , , , , ,

Tax

Seeking the Truth about the Mythical Accountant

27 Oct , 2014  

The-Mythical-Accountant

Accountants aren’t fictitious creatures, but the misconceptions surrounding them are so exaggerated and enduring that they have created a near-mythical image of them. Let’s get those “accountant” adjectives out of the way:  nerdy, BORRRRRRINNNNNGGGG, quiet, old-fashioned, math geniuses, bean counters, men-in-grey-suits, introverted, unimaginative, tax experts, not athletic, etc.  You can probably think of more derisive descriptions and other […]

, , , , , , , , , ,

Cashflow & Budgeting,Investing,Personal Finance,Property

Home Buying 101 for Your Children

22 Oct , 2014  

Children-Buying-Home-learning-proAdviser

This is a brief tutorial to help parents prepare their children to purchase their first homes. Did you notice there is no mention of helping the children to buy their homes? That’s because this article focuses on some basic financial “life lessons” that you can share with your children to help them prepare to buy their own homes. […]

, , , , , , , , , , , , , ,

Personal Finance

Choosing Your Future Financial Planner

16 Oct , 2014  

choosing-the-right-financial-planner-fortune

An introductory meeting with a financial planner is all about questions.  The planner will ask you questions, and you should have a number of questions to ask the planner.  In fact, you will be interviewing the planner. First Impressions Your prospective financial planner will most likely be asking questions to gain insight as to the […]

, , , , , , , , , , , , , ,

Cashflow & Budgeting,Investing,Personal Finance,Portfolio Management,Property

Smart Planning and Smart Choices for Investment Properties

7 Oct , 2014  

Real-Estate-Advice-Australia

Many Australians view owning rental property as a logical entrée to investing.  It certainly can be a good start, or part of an ongoing investment program. Investing in property is often considered a “safe haven”, especially when compared with the more volatile stock market and other investments.  But buying a property (in theory, just like buying […]

, , , , , , , , , , ,

Legal,Trusts, Wills & Estates

The Importance of a Strong Succession Plan

23 Sep , 2014  

Father-Son-Succession-Plan

The coach of a 4 x 400 relay team creates a strategy for how each leg of the race will be run and how the baton will be passed. A business succession plan is a strategy for how you will transfer ownership and control of the business (the baton) to your successors. Many businesses have no […]

, , , , , , , , , , ,